function calculate_benefit1() {
	var form = document.benefit_calc_form1;
	
	// do field validation
	if (form.age.value == ""){
		alert( "Age Required" );
	} else if (form.service.value == ""){
		alert( "Years of Service Required" );
	} else if (form.salary.value == ""){
		alert( "Average Salary Required" );
	} else {
		var age = form.age.value;		
		var service = form.service.value; // in years
		var salary = form.salary.value.replace(",",""); // Replace comma with period
		form.salary.value = salary; // refresh service in form without commas
		
		var multi = (service * age) * .01
		if (multi > .8)
			{
			var quote = .8 * salary;
			}
		else
			{
			var quote = multi * salary;
			}
		;
	
		if (quote.toFixed) { //if browser supports toFixed() method
			quote = quote.toFixed(2);
		}
		
		form.quote.value = quote; // monthly
	}
}
function calculate_benefit2() {
	var form = document.benefit_calc_form2;
	
	// do field validation
	if (form.age.value == ""){
		alert( "Age Required" );
	} else if (form.service.value == ""){
		alert( "Years of Service Required" );
	} else if (form.salary.value == ""){
		alert( "Average Salary Required" );
	} else {
		var age = form.age.value;		
		var service = form.service.value; // in years
		var salary = form.salary.value.replace(",",""); // Replace comma with period
		form.salary.value = salary; // refresh service in form without commas
		
		var multi = (service * age) * .01
		if (multi > .8)
			{
			var quote = .8 * salary;
			}
		else
			{
			var quote = multi * salary;
			}
		;
	
		if (quote.toFixed) { //if browser supports toFixed() method
			quote = quote.toFixed(2);
		}
		
		form.quote.value = quote; // monthly
	}
}
function calculate_benefit4() {
	var form = document.benefit_calc_form4;
	
	// do field validation
	if (form.age.value == ""){
		alert( "Age Required" );
	} else if (form.service.value == ""){
		alert( "Years of Service Required" );
	} else if (form.salary.value == ""){
		alert( "Average Salary Required" );
	} else {
		var age = form.age.value;		
		var service = form.service.value; // in years
		var salary = form.salary.value.replace(",",""); // Replace comma with period
		form.salary.value = salary; // refresh service in form without commas
		
		var multi = (service * age) * .01
		if (multi > .8)
			{
			var quote = .8 * salary;
			}
		else
			{
			var quote = multi * salary;
			}
		;
	
		if (quote.toFixed) { //if browser supports toFixed() method
			quote = quote.toFixed(2);
		}
		
		form.quote.value = quote; // monthly
	}
}